Senior Health
Medicare health plans provide different ways to get your health care
coverage in the Medicare program. The Medicare health plan that you choose
affects many things like cost, benefits, doctor choice, convenience, and
quality. Your Medicare health plan choices include:
- The Original Medicare Plan - Available nationwide. If you get your
health care from the Original Medicare Plan, you use your red, white,
and blue Medicare card to get your health care. The Original Medicare
Plan pays for many health care services and supplies, but it doesn’t
pay all of your health care costs. There are costs that you must pay,
like coinsurance, copayments, and deductibles. These costs are called
“gaps” in Medicare coverage. You might want to consider buying a
Medigap policy to cover these gaps in Medicare coverage. For
additional information on the Original Medicare Plan, visit the Original
Medicare Plan section of the Medicare website.
- Medicare Advantage (formerly Medicare + Choice) Plans - Available in
many areas. If you have one of these plans, you don’t need a Medigap
policy.
- Medicare Part D prescription drug coverage. Available
as a stand alone coverage or combined with a Medicare Advantage plan.
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