The Church Insurance Protection Plan from USA-insurance   is specifically designed to give your congregation peace of mind.  With over 25 years of experience in the Church Insurance marketplace, we have the expertise and experience that you need.

Check Out These Built-in Features!

• New buildings and new additions to buildings up to $500,000 (up to 90 days)
• Glass breakage
• Outdoor radio, television, other antennas and satellite dishes up to $2,500
• Replacement Value on all buildings
• Water Backup of Sewers and Drains Coverage
• Equipment Breakdown Coverage, including air conditioning systems, electrical and mechanical systems

• Church personal property covered for "direct physical loss"  
• Replacement cost coverage

• Contents at newly acquired locations up to $150,000 (up to 90 days)
• Money & Securities $10,000 on premises, $5,000 off premises

• Accounts receivable up to $10,000
• Valuable papers up to $10,000
• Personal effects and property of others up to $10,000 with a limit of $5,000 per person
• Personal property of clergy up to $10,000 (More coverage available)

• High liability limits. $3,000,000 liability aggregate, $1,000,000 per occurrence and $5,000 Medical expenses
• Teachers’ liability, including corporal punishment
• Liability coverage for trustees, officials and members of the boards of governors within the scope of their duties
• Volunteer workers when acting within the scope of church activities
• Medical Payments are extended to athletic activities or contests, excess over any other insurance
• Hired and Non-owned Auto liability - $3,000,000 liability aggregate, $1,000,000 per occurrence
• Professional counseling liability coverage - $3,000,000 liability aggregate, $1,000,000 per occurrence
• Sexual misconduct or molestation liability coverage - $1,000,000 limit

• Computer Coverage - up to $10,000          

• Lock replacement - up to $1,000          
• Accounts Receivable - up to $25,000        
• Arson Reward - up to $5,000          
• Attached Signs - up to $5,000                  
• 60 days Extended Business Income 

•  Worker’s Compensation
• Church automobiles, including busses and vans  
• Directors’ and Officers’ Liability – $1,000,000 limit
• Umbrella Liability -  up to $10,000,000 limit

This is a summary of coverages. Contractual coverage is as stated in the policy.

A FEW WORDS ABOUT BACKGROUND SCREENING!

We provide insurance for thousands of individuals, businesses and Churches in the upper Midwest.  We can protect your assets from fire, natural disaster, theft vandalism and a host of other perils so broad that they aren't even named in the policy.  Just a statement that says we insure you in the event of a loss.  The thing that we can't insure, that no one can insure, is the loss of your Church's reputation and credibility.  

We strongly recommend the use of a third party, professional screening service for all persons in a position of responsibility in your Church.  From Pastors to Janitors.  From Counselors to Volunteer Drivers.  From the Church Treasurer to the Offering Counters.  All need to be screened to protect the most important asset your Church has: its Credibility and its Reputation.  We recommend InfoLink Screening Service, Inc. to be your background screening service provider.  Click the link below to be taken to their website.

(InfoLink is not a subsidiary of USA-Insurance or United Service Agency, Inc.)